Terms of Use

01. Acceptance of Terms

By accessing, browsing, or using NikolDeRiso.com ("the Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these terms, you must immediately cease use of this Website.

02. Website Use Scope

These Terms govern your use of the Website and all materials available on it, including but not limited to:

• • Public pages and layouts
• • Intake forms and questionnaires
• • Educational content and blog posts
• • Downloadable resources
• • General informational materials

04. No Professional Relationship Formed

No professional, client, consultant, attorney-client, fiduciary, or advisory relationship is formed by using this Website, submitting forms, sending emails, or downloading content. A formal relationship exists only after a separate written agreement has been explicitly accepted and signed by both parties.

05. User Responsibilities

By using this Website, you agree to:

• Provide accurate and truthful information in all forms.
• Use the Website only for lawful purposes.
• Refrain from interfering with Website security or data integrity.
• Avoid copying, scraping, or reverse-engineering any Website materials or frameworks.

06. Intellectual Property

07. Limited Personal Use

You are granted a limited, non-exclusive license to view and print pages for your personal, non-commercial reference only. This does not grant any ownership rights or rights to reuse content for business competition.

08. Forms, Uploads, and Submissions

Submitting information through Website forms does not guarantee acceptance as a client.

09. No Guarantee of Accuracy

While we make reasonable efforts to keep Website information current, we make no guarantee that all content is accurate, complete, current, or applicable to your specific individual or business situation.

10. Third-Party Links

This Website may contain links to external sites operated by third parties. Nikol DeRiso is not responsible for the content, privacy policies, accuracy, or security of any third-party websites.

11. Website Availability

We do not guarantee that the Website will be uninterrupted, error-free, secure, or available at all times. Use of the Website is at your own risk.

12. Prohibited Uses

• • Unauthorized access attempts
• • Misrepresentation of identity
• • Uploading malicious code/viruses
• • Data harvesting or scraping
• • Use of content to compete with the business
• • Form abuse or harassment

13. Disclaimers

THIS WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. NIKOL DERISO MAKES NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY, OR PERFORMANCE OF THE WEBSITE OR THE CONTENT THEREIN.

14. Limitation of Liability

To the fullest extent permitted by law, Nikol DeRiso, DeRiso & Associates, and affiliated entities are not liable for any damages—direct, indirect, or otherwise—arising from your use of the Website, reliance on its content, or technical issues.

15. Indemnification

You agree to hold harmless and indemnify Nikol DeRiso and affiliated entities from and against any claims, losses, or expenses arising out of your misuse of the Website, violation of these Terms, or submission of unlawful content.

16. Governing Law

These Terms of Use are governed by the laws of the State of Florida, United States, without regard to its conflict of law principles. Any legal action related to these terms shall be brought exclusively in the courts of Florida.

17. Changes to Terms

We reserve the right to update these Terms of Use at any time without notice. Your continued use of the Website constitutes acceptance of the most current version of these Terms.